Bueno Investment Specialists

How We Work

This area of the site allows you to see how we work as a company. The following information shows exactly what we do, what we can offer and how we structure and promote our UK and Overseas property investment deals. What we do  Source high yielding UK buy to lets  Structure Low Money Down Deals  Structure Syndicate Fund opportunities  Recommend carefully selected overseas deals  Provide creative finance for all investor's needs Why high yielding UK buy to lets? -We look for properties •In high growth areas •In areas facing strong rental demand •With a gross yield of 6.5% + •In areas undergoing or with scheduled regeneration •Typically under £100,000 Example of a UK buy to let 9 Victoria Villas, Hull - £56,750 •Two Bedroom House •Fully refurbished to high standard •Gas Central Heating •Double Glazing Throughout •Brand New Kitchen •Brand New Bathroom KEY FIGURES •Purchase Price - £56,750 •Monthly Rental Income - £325 •Gross Yield - 6.9% •Deposit (15%) - £8512.50 •Mortgage - 85% LTV •Mortgage - £48,237 at 5.19% interest only £209 per calendar month. MONTHLY CASHFLOW •Rental - £325 •10% Full management - £32.5 •Insurance - £15 •Mortgage - £209 •Net Profit - £68.50 ACQUISITION COSTS •Deposit - £8,512 •Solicitors Fees - £750 •Finance & Val - £500 •Sourcing Fee - £1,500 •Total up front costs - £11,262 Return on Investment Properties in areas that we target are currently experiencing growth of around 10% per annum. Capital Growth Purchase Price - £56,750 Valuation after one year - £62,425 YR 1 Growth - £5,675 Capital Growth - £5675 Net rental profit - £822 Total Return - £6497 Taking the total up front cost of £11,262 and the total yr 1 return of £6497 there is a 58% return on capital employed after just year 1 ! This is an example of a typical BTL we source •Currently sourcing 3 -5 per week •Sell very quickly either on our own newsletter or a partners newsletter For the UK we have Several Recommended Brokers  Free advice  Best Product for Investors  Flexible for southern Irish investors Excellent Solicitors  Free advice  Fast and Efficient For any property sourced by ourselves, we facilitate the sale, staying in close contact with brokers and solicitors to ensure a smooth sales process. We can also instruct a letting agent near to completion to ensure a tenant is lined up as close to completion as possible. Why Low Money Down Deals?  Low Capital Requirement  Instant Equity  Pre-set Buying Costs  We are effectively ‘bulk-buying'allowing us to pass on discounts to investors  Typically under £7,500 investment  Hands off approach for investor Low Money Down Deal Example Imperial House in Barnsley •Gross Price - £125,000 •15% Discount •Net Price - £106,250 •Ground Floor two bed unit •Brand new and very good specification •Rent fully covers mortgage •Service charge and ground rent paid YR 1 •Free Furniture pack worth £2,500 •£2,500 Cash back! •Just a £5,000 investment Imperial House Working Example •Open Market Valuation - £125,000 •Purchase Price - £106,250 (85% of Open Market Valuation) •Bridge Finance - £1500 •Legal Fees - £1000 •Re-mortgage Fees - £500 •Broker and Application fees - £500 •Sourcing Fee - £1500 •Total up front costs - £5000 MONTHLY CASHFLOW •Rental - £600 •Management 8% - £48 •Mortgage (i-only @ 5.3%) - £486.98 •Service Charge and Ground rent - £PAID •Net Profit per calendar month of £65.02 Low Money Down Deals Key Attractions  Low Initial Outlay  Instant Equity  Medium to Long Term Strategy  Carefully selected to maximise income and growth  Hands off Approach Overseas Work very closely with a few companies and contacts whom we have built up excellent relationships with.  Only recommend deals we are willing to invest in ourselves.  Thoroughly check out market and market conditions before structuring a deal.  Will only recommend deals which we have structured from the ground level. Example of Overseas Investment Mosaic House, Wroclaw, Poland Stunning high specification apartments just 2.5km from the Rynek(town centre). Key selling points - 7 % Discount paid as cash back! - Potential for up to 100% Finance with money back! - Exceptional Potential for capital growth - Stunning central location. - Area already experiencing 30% growth - High spec apartments We have worked in several Eastern European countries including Estonia, Latvia, Bulgaria, Czech Republic and Poland. This means we have been able to source and sell successful investment property in Estonia, property investments in Latvia, low deposit properties in Bulgaria, stunning buy to let city apartments in the Czech Republic and our newest discounted property in Poland. Reasons for working in these overseas countries include :  High Yields  Excellent Capital Growth  Low Cost of Borrowing  Very low entry costs with money back! Where do we go from here? We will continue to source high yielding UK buy to lets as well as structure low money down deals We are working on many more exciting overseas opportunities, many coming up within the next few months, with Poland launching this year. More Networking Events to Come, including events in Manchester, Birmingham and London. Consultations available with our property consultants, in our Egham or Colchester offices. If you would like to discuss how no money down works feel free to speak to a member of the team, on 0871 231 7466 or email us - Enquiries@buenoinvestments.com